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Veterans Benefits Administration. Credit. Credit reports used in analyzing VA loans must be either: Three-file. applicants have routinely used cash rather than credit, and/or.. Non-borrowing spouse's bad credit is a reflection on Veteran's credit*. VA loan closed to restore entitlement prior to the.

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We'll take a closer look at the idea of revolving credit and how it works.. To restore your full $10,000 credit line, you'll need to make a payment of $1,005.. you can't pull more money out of the loan once you begin making payments.. especially if you have bad credit or you're still working to build credit.

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