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Justice Nye Perram rejected ASIC’s allegations that Westpac breached its responsible lending obligations in the way it assessed home loans over. or could only do so with substantial hardship. He.

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How do you do this? hodges advises prospective borrowers to "pay down car and student loans, and keep credit card balances at 35% or less. Adjustable-rate mortgages got a bad rap during the.

So the combination was that the discipline in the lending business of the borrower having to prove his or her credit worthiness disappeared. A whole lot of bad loans. you left out some – you left.

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However, I am still some years off retirement so I don’t know what might happen before then. How worried should I be about this? Will my firm step in and bail out the pension fund if the deficit gets.

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Some 16.1m PPI policies have been sold since 2005 alongside credit cards and loans. did not have a job when you took out the loan, were self-employed, did not need PPI because you had other.